Calculate Your FD Returns Online
Our FD calculator helps you calculate the maturity amount and interest earned on your Fixed Deposit investment. FDs are a safe investment option with guaranteed returns, popular among conservative investors in India.
How to Use FD Calculator
- Enter the principal amount (₹)
- Enter the annual interest rate (%) - default is 6.5%
- Enter investment period (years and months)
- Select compounding frequency (Monthly, Quarterly, Half-yearly, or Yearly)
- Click "Calculate" to see results
- View maturity amount, total invested, and interest earned
Fixed Deposit Features
- Guaranteed Returns: Fixed interest rate for the entire tenure
- Compounding Options: Monthly, quarterly, half-yearly, or yearly
- Loan Against FD: Avail loan up to 90% of deposit amount
- Tax Deducted at Source: TDS applicable if interest exceeds ₹40,000
- Flexible Tenure: From 7 days to 10 years
Benefits of Fixed Deposit
FDs offer capital protection with assured returns, making them ideal for risk-averse investors. Senior citizens get 0.25-0.50% higher interest rates. Premature withdrawal is allowed with a small penalty.